Property Investment Lending
If you are a property investor we can assist you with lending strategies to make your investing goals a reality.
Property Investing
When You Decide to Become a Property Investor
If you are a residential property investor, our team has unwavering commitment to deliver custom-tailored lending solutions and personalised guidance. We are committed to guide you towards a successful journey in exploring property investment lending options. At Prosperity Mortgage Partners, we hold the belief that every Australian deserves the chance to embark on the path of property investment and we work hard to enable you acquire lending to become a property investor, if that aligns with your aspirations.
Your Path to Investment Lending Options Start Here
We combine our industry knowledge, personalised guidance and commitment to help you unlock your full investment lending potential.
They are number of different lending solutions that can help you reach your goals – Contact Prosperity Mortgage Partners today and let us show you how to turn your goals of property investment into a reality.
Frequently Asked Questions - FAQ
What is negative gearing, and how does it work?
Negative gearing is a tax strategy where the expenses of owning an investment property (such as interest payments, property management fees, and maintenance costs) exceed the rental income. This loss may be offset against other taxable income, reducing the investor’s overall tax liability. It’s important to seek advice from a qualified accountant and tax professional to understand how negative gearing applies to your specific circumstances.
What is equity and Can I use the equity from my existing property to invest in real estate?
Equity refers to the difference between the property’s market value and the outstanding mortgage balance. By accessing the equity in your home through methods like refinancing or a line of credit, you can use it as a deposit or to cover other costs associated with purchasing an investment property.
Contact us to find out wether you can leverage the equity in your existing property to finance an investment property.
What documents do I need for an investment loan application?
Although the precise documentation prerequisites may differ from one lender to another, typical documents generally encompass proof of identity (e.g., passport or driver’s license), evidence of income (e.g., payslips, tax returns), bank statements, particulars of assets and debts, and substantiation of savings or deposits.
Prosperity Mortgage Partners is well-equipped to lead you through the documentation procedure and assist you in ensuring that you possess all the necessary elements to apply for lending.
How much does it cost to explore investing lending with a Prosperity Mortgage Broker?
Our service comes at no cost to you and has the potential to result in savings. The banks remunerate us for facilitating the mortgage transaction, meaning you are not directly charged for our service.
Also even if you don’t go through with a mortgage through Prosperity Mortgage Partners, the consultations are always complimentary.
The main difference between us and your local bank is that we are legally obliged to act in your best interests when advising on a home loan and we can choose from array of alternatives, while your local bank is limited to their unique product offering and will primarily concentrate on selling their own products.
Don't Wait, Contact Us Now
We recognize the complexity and stress that can come with obtaining a home loan for investment purposes. That’s why we strive to facilitate the process, ensuring you understand your options and find solutions tailored to your individual needs.
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Credit Representative Number 546594 is authorised under Australian Credit Licence 389328. Your full financial situation would need to be reviewed prior to accepting any offer or product.